Answered question

Is Unlimited calls/text the only option?

I dont call very often and I get occasional text. Is there an option to have a fix amount of text and calls per month?

I saw there are adds on available. If I choose not to have unlimited calls & text, will I be able to buy those add ons?

Should I wait until the end of my month to change my plan, or can I change it now? I already paid for this month.

You can have unlimited (text or minutes)  or addons or pay per use (with the wallet)

 
Incoming SMS are always free

 
The addon are applied right away, this is not a plan change.

 
If you need to change your plan you need to do at least 48 hours before the new billing cycle and the change will be effective in the following billing cycle.

 

https://fizz.ca/en/faq/what-is-an-add-on-and-how-do-i-buy-one

 

An Add-On is additional data, minutes, text or minutes for international calls that you can add onto your current monthly plan. Add-Ons are useful if you’re running low on monthly data or minutes, or if you want to add a feature, such as international calling, that’s not part of your current monthly plan.

Buy an Add-On when you need more data, minutes, text or minutes for international call coverage than your current monthly plan allows. Add-Ons take effect immediately.

If you selected the Quebec coverage in your plan, consider buying a Travel Add-on or an International call Add-on to make your calls to Canada or the United States.

How long does it take to activate an Add-On? How long does it last?

Add-Ons are active immediately. They’re valid until the end of your next payment cycle.

In other words, if there are 10 days left on your current payment cycle, your Add-On will be valid for approximately 40 days.

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Other answers

You're not obliged to take unlimited calls and textos (incoming textos are always free)..
If you need add-ons, take it and they are available right now.
Maybe just take a plan with some data monthly and choose the coverage area of your plan.
And you add what you need only.
Take note that when you change your plan, this change is available only the next billing cycle of your plan.
With Fizz, it's you who decide.